Silverchef Rental

Silver Chef is Australia’s only dedicated hospitality equipment funding solution. Since its inception in 1986, it has helped more than 25,000 customers, from start-up cafes to large restaurants and hotels, to realise their business dreams.

Silver Chef provide a flexible equipment funding solution to customers through Silver Chef’s Rent-Try-Buy® solution allowing small businesses to procure equipment without having to make a large capital outlay.


When you sign up for a SilverChef Rent-Try-Buy solution you can expect a faster and more efficient approval process with pre-approve applications up to $25,000 including GST, subjected to full credit check. For more information, please call All Worth Refrigeration and let us help you address your business needs.

Funding Solutions

Silver Chef offers funding for all types of Commercial Restaurant Equipment and Commercial Catering Equipment through its Standard Option. And now, with the launch of its SWIFT Option, you can also fund a complete fit-out* – everything from stainless steel benches and shelves, to custom-made equipment andexhaust hoods.

Silver Chef supports business big or small, old or new, Australia wide. It offers funding for a variety of industries within the hospitality including but not limited to:

  • Franchises
  • Hotels
  • Restaurants
  • Cafes
  • Takeaways
  • Hospitality Schools & Colleges


*Please note: Silver Chef does not fund tabletop items.

How Does It Work

The Silver Chef Rent-Try-Buy® Solution is perfect for restaurateurs and caterers who want to keep their options open. With the Rent-Try-Buy® Solution, you aren’t locked into a long-term contract. Instead, it offers a 12-month agreement, so your business has the flexibility to:

  • Purchase equipment at any time during the first 12 months and receive a 75% rental rebate.
  • Return equipment at the end of the 12-month agreement if it is no longer required.
  • Continue to rent – and we’ll simply continue to reduce your purchase price.
  • Upgrade should you decide your business has outgrown the original equipment.

I am text block. Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

On this Master Agreement you are free to add additional equipment anytime, up to your approval limit. There’s no need to pay any extra documentation fees or fill out a new agreement.

Example – Standard Option

Just say you rent assets valued at $10,000. By choosing the Rent-Try-Buy® Solution, you could look forward to:

I am text block. Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.


**Nett rent after-tax savings plus purchase price

A refundable security bond of an amount equal to 13 weeks is required with the signed agreement. A Document Fee of $195 will also apply.

Total asset value on each contract must be a minimum of $1500.


Benefits of the Silver Chef Rent-Try-Buy® Solution include:

  • Low weekly rental repayments.
  • The chance to free up your valuable working capital.
  • The ability to try before you buy.
  • Peace of mind from knowing you’re not stuck with equipment that isn’t perfect for your needs.
  • The ability to add further equipment as your business grows.
  • A 12 month agreement – don’t get locked into a long term lease.
  • The nett cost of funding after tax deductions is 7%.
  • No directors’ guarantees, so you don’t have to put your house on the line!
  • Rental payments are 100% tax-deductible.
  • Renting is off ‘balance sheet’, meaning it doesn’t affect your capacity to borrow for future expansion.
  • Furthermore our application process is simple and obligation free.

Renting vs Leasing

If you’ve made the smart decision not to tie up capital in Catering Equipment, you now must weigh the option of renting against the more common financing option: leasing.

While leasing may look like a good idea at first glance, you need to take into account the full impact leasing Kitchen Equipment will have on your business.

Leasing Silver Chef Rent-Try-Buy®
×Four-year fixed contract -Off-Balance Item
×On-balance item -No Director’s guarantee required
×Director’s guarantee required -Buy with 75% rebate on the rent you’ve paid
×No discounted purchase option -Return or continue renting (& lower the purchase price)
×Stuck with the equipment


A lease is a balance sheet item – which reduces your equity, your ability to borrow and, accordingly, your availability of working capital. Rent is an ‘off-balance’ sheet item (like salaries or electricity). This means that rental contracts have no impact on your equity, or on your ability to borrow.

A lease requires a lot of paperwork and binds you into a four year contract. This contract makes it difficult to trade or sell your equipment when it comes time to upgrade your kitchen.

A Silver Chef Rent-Try-Buy® agreement involves minimal paperwork, meaning you can get the equipment you need immediately – and enjoy the flexibility to upgrade whenever it suits.